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“What do you need to start a business? Three simple things: know your product better than anyone, know your customer, and have a burning desire to succeed.”

Dave Thomas, Founder, Wendy’s

Create firm foundations for a financially sound start to business life alongside Bells Accountants, an accountant in Surrey for start-ups.

Going it alone can be intimidating, yet entrepreneurs, in ever-increasing numbers, are deciding to do just that. If you’re considering taking the plunge and setting up a business, it pays to have a financial team behind you which offers more than facts and figures. At Bells Accountants in Surrey, we provide more than accountancy and bookkeeping. We give you confidence by offering you the specialist guidance and commercial insight you need, when you need it.


We can help you not only survive, but thrive. As a start-up, you are likely well aware of the imposing statistics behind new business failures. What you may not be so well versed with is the fact that many failures are associated with a lack of solid financial management. This is not so surprising, given that entrepreneurs are often talented within their field, knowledgeable about their product, and passionate about their company, but lack the know-how to lay down a financial framework to ensure commercial success.

We come with a proven track record – one that stretches back over the course of many years. We’ve helped start-ups of all shapes, sizes and business structures, always adopting a hands-on approach, with some companies requesting and receiving a hand-in-hand approach that goes a stage further in terms of support. Think of each of our professionals as more than an accountant in Surrey; think of them instead as a consultant who truly supports you.


Let’s transform business potential and idea possibilities into profitability.

When you choose Bells Accountants in Surrey, you choose to ensure that your financials are structured and set up to support success from the get-go. You can opt for our comprehensive bookkeeping service and allow us to handle every element of your complex financial matters, or we can help you to take ownership of your own financials with the aid of helpful templates, guides and software chosen specifically for your business.

Think of us as an extension of your team, a collection of experts who are partners in your success story, and a friendly voice to provide support both in times of commercial adversity and business opportunity.

You’re more than a client account to us. We see our clients as business partners, individuals who we get to know, with business ideas that we come to fully understand. When you choose Bells Accountants, you can look forward to:

  • Experts who keep your books meticulously in order, for complete compliance.
  • The best chance of survival in the commercial world with partners who are by your side through your first fledgling years.
  • A team with 130 years’ combined experience, which provides reliable advice for minimised tax liabilities.
  • Reminders in good time when vital deadlines are looming.
  • Peace of mind that all of the information is sent to HMRC accurately and on time.


Q: Should I write a business plan?

A: Yes, it’s always a good starting point. Bells can provide you with a template document, or come in and see us for some guidance if you have more specific requirements.

Q: Do I need finance?

A: Bells can put you in touch with specialists who can help you to access finance or grants from a variety of sources. We can also help put together the applications for the various funding bodies.

Q: Should I have a separate business bank account?

A: Yes. For limited companies it is a legal requirement to have a business bank account, while for sole traders it is optional but we would always recommend separating your business and personal expenditure.

Q: What business structure should I use?

A: There are various options including sole trader, partnership, limited company, community interest company, or limited liability partnership. Bells will look at your individual circumstances and advise on the pros and cons of each option for you.

Q: What does it mean to be self-employed?

A: When you are self-employed it effectively means that you are receiving income from a business or trade that is not taxed at source by an employer or agency. This money, therefore, needs to be declared to HMRC as part of a self-assessment tax return. Bells can help you to register as self-employed, provide guidance as to what expenses you can claim tax deductions for, and complete your tax return for you each year.

Q: What can I claim for?

A: The expenses you can claim for are very specific to each trade. For example, a consultant cannot claim for the same things as a plumber, although there will be some things that can be claimed for by both such as travel and telephone bills. Bells can provide some general guidance in the form of a leaflet or a bespoke list. Fill out our contact form for more information.

Q: Why become a limited company?

A: The main advantage to trading as a limited company is that companies pay a fixed rate of corporation tax. As a sole trader, you are subject to the normal income tax rates.

See our FAQs page for further answers to your questions.


See the kind of information we can give you here – it’s just a taster, talk to us for anything more in depth.


You’ve found your accountants in Surrey, now let’s make your business happen. Let’s talk about your potential and the possibilities and challenges that lie ahead for your business idea. Contact Bells Accountants in Surrey on 020 8763 1711 or email us via .